Submission
Checklist
To ensure the timely submission of the file to the lender all broker packages must provide the minimum items. Listed below before disclosing:
 
k
  • Submission Form for Loan Processing Checklist 
  • LOS File
  • Borrowers Authorization
  • Credit Report
  • Purchase Contract – If Purchase
  • Pay Stubs for all borrowers covering 30 days
  • Last 2 years W2’s and/or 1099’s for all borrowers
  • Last 2 years personal and business tax returns signed – If Self Employed
  • Last 2 months bank statements for all accounts used for the transaction
  • Copy of Driver’s license
  • Copy of Social Security card
Other Documentation
  • Mortgage Statement – If Refinance
  • Survey & Elevation Cert – If Refinance
  • Current Homeowners Insurance – If Refinance
  • Current Profit & Loss – If Self Employed
  • Award Letters – Social Security, Retirement, Military, etc.
  • Divorce Decree
  • Child Support Documentation
  • Copy of Earnest Money Deposit Check – Front & Back
  • VA Certificate of Eligibility
  • DD-214